Security testing built for RBI, SEBI & IRDAI mandates
Banks, NBFCs, insurers, and payment networks face the most demanding security regulators in India. CyVigilant delivers expert-led VAPT and penetration testing that satisfy the RBI Cyber Security Framework, SEBI CSCRF, and IRDAI guidelines — with board-ready reports your compliance team can submit directly, and CERT-In audit readiness via empanelled partners where mandated.
The threats your regulators are watching.
RBI Cyber Security Framework
RBI requires banks and NBFCs to conduct VAPT annually on critical systems, report incidents within 6 hours, and maintain a CERT-In empanelled auditor on their panel. We satisfy all three.
SEBI CSCRF
The SEBI Cyber Security and Cyber Resilience Framework mandates periodic security audits for market infrastructure institutions, brokers, and RTAs. Our reports align to SEBI's reporting templates.
Payment security & PCI-DSS
Card data environments, payment APIs, and switching infrastructure are primary targets. We test the full payment rail — authorization, settlement, and dispute flows — for exploitable logic and injection flaws.
Core banking & net-banking VAPT
Business-logic flaws in net-banking, IMPS/NEFT/RTGS interfaces, and CBS integrations are routinely missed by automated scanners. Our manual testers specifically target financial transaction abuse.
IRDAI information-security guidelines
Insurance companies must demonstrate security controls to IRDAI. We conduct assessments mapped to IRDAI's information-security guidelines and produce evidence packages for regulatory submission.
How we help BFSI organizations.
Private-sector bank — net-banking VAPT
A pre-launch VAPT of a new net-banking platform uncovered an authentication-bypass vulnerability and multiple IDOR flaws in account-management APIs. All critical and high findings were remediated and retested before go-live, with an RBI Cyber Security Framework–aligned report delivered to the CISO.
- Critical auth-bypass found and fixed pre-launch
- RBI Cyber Security Framework aligned report
- 100% of critical and high findings closed and retested
NBFC — mobile app & API pentest
A full OWASP MASVS–aligned mobile app assessment on a lending NBFC's Android and iOS apps found insecure local storage of JWT tokens and an API endpoint that leaked full loan account details without authorization. Fixed, retested, and PCI-DSS evidence produced.
- OWASP MASVS–aligned iOS and Android testing
- JWT storage and API authorization flaws closed
- PCI-DSS evidence package produced
BFSI security — frequently asked questions
Yes. The RBI Cyber Security Framework directs regulated entities to engage CERT-In empanelled information security auditors for their annual VAPT and security audits. CyVigilant gets you CERT-In audit-ready and delivers these audits through our CERT-In empanelled partners, so the resulting reports are accepted directly by RBI for compliance submissions.
Yes. The RBI Cyber Security Framework directs regulated entities to engage CERT-In empanelled information security auditors for their annual VAPT and security audits. CyVigilant gets you CERT-In audit-ready and delivers these audits through our CERT-In empanelled partners, so the resulting reports are accepted directly by RBI for compliance submissions.
Under the SEBI Cyber Security and Cyber Resilience Framework, market participants must conduct periodic security audits of their trading platforms, risk management systems, and critical IT infrastructure. We assess networks, applications, and APIs against SEBI's prescribed controls and produce a report formatted to SEBI's submission requirements.
We treat payment systems as a distinct test scope: we map the full transaction flow from card capture through authorization, settlement, and dispute, then test for injection flaws, authorization bypasses, and race conditions at each stage. Our testers hold PCI-DSS training and our reports align to PCI-DSS v4.0 requirements for penetration testing.
Need a BFSI-specific scope discussion?
Talk to a security expertSatisfy your regulator. Secure your customers.
Book a scoping call with a BFSI-focused security expert. We will map your regulatory obligations — RBI, SEBI, IRDAI, PCI-DSS — to the exact assessments needed.